Platinum Real Estate

What to Expect as a First-Time Homebuyer in Atlanta

Buying a home is one of the biggest decisions we make in our lives. However, despite the importance of the decision, most of us just stumble into the whole thing and try to figure it out as we go through each step of the process. This is like a massive leap of faith.

To make your home-buying endeavor smooth, seamless, and fruitful, it is important that you do some preparation beforehand. For your convenience, I have provided you a step-by-step overview of the process of buying a home in Atlanta.

Before getting started I would like to point out that sometimes no matter how much you think about things and try to plan ahead, things could still slip by. You might be looking at getting a few appliances you didn’t realize were not there or were not included in the paperwork, things like maybe a mattress or something. It might mean a bit of improvising that first night as you realize this. Click here to contact a good place I turn to when I need to get a good mattress that’s as comfortable as the best and will be going to last me for years. They will get you what you need promptly.

Step 1: Getting Started

This is the first step of the process where you determine your housing needs, budget, and get your finances in order. This is the preparatory stage that requires a lot of time and thought process. Here are a few considerations that you should keep in mind when listing down your housing objectives:

This is a non-exhaustive process. You will be adding many more questions as you proceed further.

Step 2: Getting a Mortgage/Financing

This step is all about budgeting. It’s best to seek assistance from an experienced real estate agent who can conduct a market research and find out how much you should expect to pay for the home you are looking for, or if you need to do any changes in your home, using services as bathroom renovation in Brisbane which are really useful for this purpose.

In addition, you will also be required to consider all the costs associated with a real estate transaction and get arrangements to pay for them. These include the fee of your real estate agent, earnest money, closing costs, and down payment. Once you have done that, you are ready to get a mortgage from a reliable lender.

Step 3: The Fieldwork

Now that you have listed down your home-buying objectives and secured a mortgage loan, you are ready to get started with home search. Expect your real estate agent to show you at least one home every week. Once you have found the perfect home for your family, you will be required to complete the following steps:

The entire process takes one to two months, depending on whether or not you have a pre-approved loan.

I hope that found this quick review of the home-buying process useful. If you are interested in learning in detail, you may contact me on my website. To get more tips about home buying and selling, please visit my blogs on Luther Ragsdale.com and Platinum Real Estate.