The VA Loan is widely considered to be a specific form of ‘special purpose’ mortgage loan and is typically for pre-approved lenders. Furthermore, all of these loans are vetted as well as guaranteed by the U.S. Department of Veterans Affairs or the DVA. The core purpose of setting up the VA loans program was to help returning vets of the US armed forces (and sister security agencies) to be in a position to essentially purchase their very own homes. This was in response to the housing crisis of the mid-forties when US servicemen were returning from the second world war by the hundreds of thousands and were in dire need of urgent housing. These people were heroes and had put everything on the line for the service of their country. This was the least that a grateful government could do in order to ensure that these military servicemen did not end up […]Read More
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